Business Funding Specialists

Capital that flows with your ambition

100% unsecured loans from major banks and credit unions. No collateral required, startup friendly, no industry restrictions. Same day pre-approval available, funding in 2-3 weeks.

100%
Unsecured
2-3wks
To Funding
$500k
Max Loan Amount
Funding Solutions

100% Unsecured Funding

Loans from major banks and credit unions at bank rates. No collateral, time in business, or business revenue requirements. These are not MCA loans.

Personal Unsecured Fixed Term Loans

100% unsecured loans from major banks and credit unions. No collateral required, no restrictions on loan use. Perfect for startups in any industry.

  • Bank rates: 9-15% APR
  • 5-7 year terms
  • No prepayment penalties
  • Great for bridge loans
$25,000 - $500,000

Business & Personal Credit Cards

Stated income credit cards with no income verification needed. Qualification is based on credit report only.

  • 0% interest for 6-12 months
  • Stated income only
  • No income verification required
  • Quick approval process
$25,000 - $150,000

The Rivora Advantage

Traditional lenders say no to startups. Rivora Funding Group says yes. No time in business requirements, no revenue minimums, no industry restrictions—just real funding from real banks for entrepreneurs ready to build something great.

01

Same Day Pre-Approval

Get pre-approved the same day you apply. Funded in just 2-3 weeks.

02

No Loan, No Fee

Fees are only due after funds are received. No loan, no fee.

03

Startup & Industry Friendly

Great for startups with no industry restrictions. No time in business or business revenue requirements.

04

Bank Rates & Terms

Loans come directly from major banks and credit unions with competitive bank rates and terms.

Rivora Funding Group
Simple Process

Get Funded in Four Steps

Our streamlined process gets you from application to funding faster than traditional lenders.

1

Submit Documents

Tri-merge credit report (680+ FICO 8) and last 2 years of 1040s showing $50k+ AGI

2

Same Day Pre-Approval

Documents are reviewed and pre-qualification is provided the same day

3

Bank Matching

Get matched with major banks and credit unions for the best rates

4

Get Funded

Receive your funds in 2-3 weeks directly to your account

Ready to fuel your business growth?

Get started with a free consultation. No obligation, no impact to your credit score.

Start Your Application